This oversized four bedroom, two-plus bathrooms expanded ranch in the heart of Center Moriches. It offers many turnkey features as well as room to customize to your taste. Set on a generous third acre and south of Montauk Highway, the location could not be more convenient. The entry foyer leads to a sunlit living room with large windows and a wood burning fireplace with brick surround. Moving through you will find a very large eat-in kitchen with sliding doors to the backyard. Two guest bedrooms are well-sized and share a brand-new full bath and includes a radiant heated floor. The large primary bedroom includes Anderson French Doors to the backyard patio and a brand new custom en suite full bath with radiant heated floor. The fourth bedroom offers endless possibilities and can be set up as a full guest suite or extended family enclave. Value adds include both central air conditioning as well as mini split airconditioning, hardwood flooring, newer windows and roof, custom base and crown molding, basement egress windows, Frigidaire appliances, 4-year-old septic system, walk-up full attic and a couple more fantastic surprises. Come see the best value available in Center Moriches!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $530,000 | $530,000 | $530,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $1,157 | $1,157 | $1,157 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,661 | $3,523 | $4,470 |
Total Monthly Payment | $4,910 | $4,772 | $5,719 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.