Nestled on five beautifully wooded acres, this private oasis offers a blend of comfort and rural charm. The fully fenced and cross-fenced property features an electric gate for added security. The 4-bedroom, 2-bathroom home boasts a split floor plan with 1, 620 square feet of living space, built in 2003. Step inside to find a spacious living room and a cozy family room, both with stunning laminate wood flooring. The family room is highlighted by a wood-burning fireplace, perfect for chilly evenings. The open kitchen, complete with ample cabinets and a breakfast bar, is ideal for both everyday meals and entertaining. The master suite includes a generous walk-in closet, a bath with a walk-in shower, and a separate garden tub. Additional conveniences include an inside utility room, a new A/C system installed in 2021, and a huge screened back porch that leads to an open patio—ideal for enjoying the serene surroundings. The property also features an insulated storage building with drywall, electric, and plywood flooring, perfect for a workshop or additional storage. Animal lovers will appreciate the two separate pens and a spacious chicken coop, making it easy to start your mini-farm. With its peaceful setting, this property offers an easy commute to Gainesville, Palatka, and Jacksonville. This is your chance to enjoy country living with modern comforts!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $92 | $92 | $92 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,228 | $1,196 | $1,518 |
Total Monthly Payment | $1,395 | $1,363 | $1,685 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.