Welcome to your dream home in St. Augustine, meticulously crafted by Mastercraft, a top-rated builder known for their commitment to quality in the prestigious St. John's County. Built in 2020, this move-in-ready sanctuary seamlessly blends contemporary design with the warmth and comfort of home. From the moment you step inside, you are greeted by an inviting open layout that boasts 9-foot ceilings and stylish tile flooring, creating an airy and elegant atmosphere. The heart of the home, the kitchen, is a culinary delight with its granite countertops, elegant backsplash, a practical reach-in pantry, and the latest appliances—ideal for both your morning coffee and festive dinner parties. The primary suite offers a private retreat, featuring a spacious walk-in closet and ample room to unwind and recharge, all complemented by brand new Stainmaster carpeting and padding that adds a touch of luxury and comfort underfoot in every bedroom. Step outside to the covered lanai and discover an ample backyard where relaxation and fun await, all set within the welcoming ambiance of the Villages of Valencia. This vibrant community not only provides amenities such as a pool, volleyball court, and BBQ grills for your leisure but does so without the burden of CDD fees. This home represents more than just a place to live; it is a space where life's most precious moments are to be cherished, set within a community that enhances every day with modern conveniences and a charming neighborhood feel. Your perfect blend of modern living and community charm awaits in St. Augustine, offering an unparalleled living experience.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$389,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.429% | 6.149% | 5.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,870 | $1,868 | $2,446 |
Total Monthly Payment | $1,945 | $1,943 | $2,521 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.