Welcome to your new home in South Hill, where comfort and convenience await! This delightful 2-bedroom, 2-bathroom residence boasts a bonus room currently utilized as a third bedroom, offering versatility and ample space for all your needs. Best of all, you'll own your land with no lot rent! Upon entering, you'll be greeted by a welcoming living area, setting the stage for cozy evenings and cherished memories. Adjacent to the living space, you'll discover a super functional kitchen featuring a large island equipped with a cooktop, wall oven, and space for a microwave, dishwasher, and kitchen sink—all beneath a beautiful window and skylight that flood the area with natural light. The generously sized dining area provides the perfect setting for mealtime gatherings and entertaining. Prepare to be impressed by the expansive master bedroom, complete with an ensuite bathroom boasting a double vanity, step-in shower, and yet another skylight for added brightness. Additionally, the master suite features a separate sitting area, ideal for use as a cozy TV room, crafting corner, or home office. The guest bedroom, situated at the front of the home, offers convenient access to the Florida room—an inviting space where you can savor your morning coffee or unwind with a refreshing evening beverage. The guest bathroom conveniently houses the laundry area, eliminating the need for outdoor trips to complete your chores. At the rear of the home, you'll find the versatile bonus room, currently serving as a third bedroom but offering endless possibilities for customization to suit your lifestyle. A storage area in the back of the home provides ample space for housing your tools and outdoor lawn equipment. Benefit from the included solar panels, which will be fully paid off at closing, providing both environmental sustainability and cost savings. Residents of South Hill enjoy access to a range of amenities, including a pool, shuffleboard, and recreational facility. Conveniently located just off 54 West, with easy access to Zephyrhills and Wesley Chapel, you'll find yourself within reach of a wealth of dining options, entertainment venues, medical centers, and parks. Plus, a quick ride on I75 will whisk you away to Tampa and the pristine Gulf Coast beaches. Don't miss out on this opportunity to embrace the South Hill lifestyle—schedule your showing today and make this charming residence your own.
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Our Executive Mortgage Banker:
Our Insurance Division:
$144,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $115,920 | $115,920 | $115,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $55 | $55 | $55 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $771 | $770 | $978 |
Total Monthly Payment | $901 | $900 | $1,108 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.