MOTIVATED SELLER that WILL HAVE A NEW ROOF INSTALLED PRIOR TO CLOSING. Move into this freshly painted midcentury modern, meticulously maintained home in Ortega Forest and walking distance to John Stockton Elementary is an absolute 10! This home offers not only the original rear facing two car garage but also a three car detached garage with attic storage. The detached 3 car garage was built w reinforced concrete floors for all your car project desires and visually it looks the same as the home. Martha Stewart couldn't have created a better landscape/outdoor area if she tried w the custom pavers, flowered pergola and luscious landscape! This is the most maintained home you will find east of the Mississippi! Two of the four bedrooms are ensuite. Original wood parquet floors throughout grace the house and plantation shutters are present in all windows. This home is cleanest in and out. Sellers disclosure and survey on file.
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$630,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $504,000 | $504,000 | $504,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $407 | $407 | $407 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,144 | $3,062 | $3,983 |
Total Monthly Payment | $3,643 | $3,561 | $4,482 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.