Welcome home to this ONE-OWNER, MOVE-IN-READY, spacious 2-bedroom, 2-bathroom residence with a 2-car garage in the sought-after community of The Preserve at Fairway Oaks. With easy access to shopping, dining, and entertainment, this home’s soaring vaulted ceilings and abundant natural light create an open, airy ambiance. This well-maintained home features a brand-new HVAC system and a 2021 roof, ensuring comfort and peace of mind. Step outside to a screened lanai complete with a private pool and a cozy sitting area, perfect for family gatherings or quiet relaxation. The dinette area, just off the kitchen, offers a charming space for meals with convenient access to the lanai through sliding glass doors. The split floor plan provides privacy, with the primary bedroom located at the rear of the home. Enjoy vaulted ceilings, a large walk-in closet, and an ensuite bathroom featuring a walk-in shower and a separate soaking tub. This home is ready for your personal touch, with potential for updates to make it truly yours! Enjoy fun in the sun with one of the two sparkling community pools just a short distance away. The HOA offers incredible value, covering cable TV, landscaping, pest control, exterior home painting (approximately every 7 years), lawn irrigation, trash removal, and perimeter wall maintenance. Plus, HOA reserves are fully funded, with no CDD fees or flood insurance required! Conveniently located near grocery stores, shopping, and only a short drive to the beach, this home is also just 2. 5 miles from the hospital and less than an hour from the Tampa Bay Area Airports. Don’t miss out on this exceptional opportunity—schedule your private tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $105 | $105 | $105 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,570 | $1,569 | $2,024 |
Total Monthly Payment | $1,750 | $1,749 | $2,204 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.