One or more photo(s) has been virtually staged. Charming Waterfront Home with Lake Seminole Access - Great addition to your porfolio or for First-Time Buyers!
Welcome to 11756 102nd St in Largo, Florida! This cozy 3-bedroom, 1-bath home is a fantastic opportunity for first-time homebuyers or anyone seeking a serene lakeside retreat. Nestled on a generously sized lot with picturesque waterfront views, this property offers direct access to Lake Seminole, perfect for boating, fishing, and outdoor adventures.
One of the standout features of this home is the additional parcel included in the sale, located directly behind the rear yard. This bonus lot provides water access with a convenient boat ramp—ideal for launching your watercraft or simply enjoying the tranquil surroundings.
Inside, you’ll find a home full of charm and potential. The current owners are in the process of converting the bonus room into a third bedroom, adding even more value and flexibility to the space. Additionally, there is an unfinished 1bed/bath in-law/office/efficiency unit on the property—ask for more details about this exciting opportunity!
While this home is already brimming with character, it will need some light work to truly make it your own oasis. With a little effort, you can transform this property into the perfect lakeside retreat.
Location is everything, and this home doesn’t disappoint. Situated in the heart of Largo, you’ll be just minutes away from a variety of dining options, shopping centers, and entertainment venues. The beautiful Gulf beaches are also a short drive away, offering endless opportunities for fun in the sun. Plus, with easy access to major highways, both Tampa International Airport and St. Pete-Clearwater International Airport are within close reach, making travel a breeze.
Don’t miss your chance to own this charming home with incredible potential and a prime location. Available for Sale "As IS" For seller convenience. Schedule a showing today and start imagining the possibilities!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $231 | $231 | $231 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,632 | $1,590 | $2,051 |
Total Monthly Payment | $1,938 | $1,896 | $2,357 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.