Welcome to your charming 4-bed, 2-bath ranch-style home, perfect for one-floor living. With first-floor bedrooms, a finished basement, and a detached one-car garage, this home offers both convenience and beauty. The low-maintenance landscaping, interlocking brick path, and vinyl fencing add curb appeal and privacy, ensuring your outdoor space is worry-free. Step inside to a bright living room, ideal for hosting friends, with an open layout that keeps the conversation flowing. The kitchen is a chef's delight, featuring stainless steel appliances, abundant cabinetry, and pot lights that accentuate the room's beauty. Warm wood-tones in the floors add charm throughout the home. The spacious bathrooms showcase beautiful tilework, while the backyard deck and barbecue area invite you to enjoy outdoor living. With new appliances, a finished basement, and a turnkey condition, this home is ready for you. Follow your heart and turn the key - right here- in the front door to your beautiful future.
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Our Executive Mortgage Banker:
Our Insurance Division:
$779,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,200 | $623,200 | $623,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $921 | $921 | $921 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,888 | $3,787 | $4,925 |
Total Monthly Payment | $4,901 | $4,800 | $5,938 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.