15 Eve Mont Drive, St. Albans Town, VT, 05478 | $450,000

This beautiful cape home was completed in 2022 and has all the tasteful finishes and details you could ask for. Three bedrooms with the option to have a first or second floor primary suite. Additional bonus room over garage is great for an office, workout room, playroom, you name it! Soaring ceilings above the kitchen and living room bring in so much light, with huge Adirondack style windows facing west for amazing sunsets and views of the mountains. A beautiful custom kitchen is the focal point of this space. Set on almost an acre, you have a community feel with this small development, yet a sense of your own space. A huge garage and unfinished basement with daylight windows facing west round out the main features of this home. Enjoy the peace of rural St Albans Town while being only seven minutes to downtown, or a mere three minutes to the shores of Lake Champlain. Kill Kare State Park and Burton Island Campground are major local attractions. St. Albans City has everything you need with restaurants and cafes, shopping, movie theater, a farmer's market in Taylor Park, Northwest Medical Center, and more. Want to take a day trip or spend the weekend in Montreal? The Canadian border is just 30 minutes away. And of course, Burlington is a mere 40 minute drive.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 1 full / 2 three-quarter
  • Style: Cape
  • Year Built: 2021
  • Garage: 2-car Garage
  • Heating: Baseboard,Hot Water
  • Cooling: None
  • Basement: Concrete Floor,Daylight,Full,Insulated,Partially Finished,Stairs - Interior,Unfinished
  • Approx Sq. Feet: 1,608
  • Acreage: 0.98
  • Est. Taxes: $5,904
  • Lot Desc: Lake View,Mountain View
  • Elem. School: St. Albans Town Educ. Center
  • Middle School: St Albans Town Education Cntr
  • High School: Bellows Free Academy
  • School District: Maple Run USD
  • MLS#: 5009467
  • Website: https://www.raveis.com
    /prop/5009467/15evemontdrive_stalbanstown_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 9/19/2024
Listing courtesy of Coldwell Banker Hickok and Boardman   Phone: 802-863-1500
Listing Agent: Theadora Dernavich

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

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15 Eve Mont Drive, St. Albans Town, VT, 05478

$450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $492 $492 $492
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,187 $2,187 $2,845
Total Monthly Payment $2,754 $2,754 $3,412

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.