***PRICE IMPROVEMENT***This lovely property in the serene Wilson Ferry neighborhood offers a mix of upscale tranquility and practical comforts. Perfectly designed as a brick traditional single-story home with a flex room, this 2360 sqft dwelling has plentiful space to suit your needs. The flex room features cozy carpeting up the stairs and throughout the area, and can be reinterpreted as an additional bedroom. The home hosts three extensive bedrooms with roomy closets, all accentuated with warm and welcoming hardwood floors. As you enter the house, a generous front foyer paves the way to a substantial formal dining room and a spacious great room. The great room oozes comfort, with its cozy gas-log fireplace and hardwood floors, providing the perfect place to unwind. The dining room boasts a stylish tray ceiling, perfect for hosting festive gatherings. The updated eat-in kitchen is a homemaker’s dream, offering plenty of cabinet space and complemented by tile flooring. The Master and hall bathrooms have been updated to ensure modern comfort. The home also comes with a convenient first-floor laundry area. Outside, you'll find an extra-large screened porch - perfect for relaxing summer evenings. The home features a large side-entry garage that comfortably fits multiple cars and includes a handy walk-out man door. For additional storage, the house features an extra large walk in floored attic and a walk-out crawl space which features a large slabbed area. Grab your favorite realtor to have a private showing on this lovely home.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $371,920 | $371,920 | $371,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $135 | $135 | $135 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,474 | $2,472 | $3,136 |
Total Monthly Payment | $2,683 | $2,681 | $3,345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.