Four bedroom, three and a half bath home in desirable Laurel Hill. Main floor has a open floor plan featuring large kitchen with center island, cherry cabinets, granite, and SS appliances. Living and dining areas with hardwood flooring. Dining area has access to a double tiered rear deck with covered grilling area and plumbed for natural gas. The Spacious Living Room with cozy natural gas fireplace, custom wall of built-ins and has plenty of room to host friends and family. Rounding out the first floor is a 1/2 bath and pantry. Upstairs offers a huge primary bedroom suite with vaulted ceilings, full bath and walk-in closet. Three other bedrooms all with hardwood and one with another private full bath. There's also an additional main bath with laundry, and a Den/office room. Even more space with a full walk out basement that offers a large family room with wood stove. Storage area and additional workshop space with benches and sink. Fenced in rear yard with storage shed, huge patio area wired for hot tub and a nice level yard. Walk to Orchard School, Szymanski Park, bike path, restaurants and shopping. Minutes to I89, Red Rocks Beach and trails, breweries and Lake Champlain. Listing agent is related to seller.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $555,920 | $555,920 | $555,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $766 | $766 | $766 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,378 | $3,378 | $4,393 |
Total Monthly Payment | $4,236 | $4,236 | $5,251 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.