CELEBRATE THE NEW YEAR IN YOUR NEW HOME! UPGRADES THROUGHOUT!! Ariana Model Single Family Home located in the Avalon 4 Neighborhood of the 55+ Premiere Gated Golf Community of On Top of the World in SW Ocala FL! Why wait for new construction when this beautiful Ariana model located on a premium corner lot is available and is absolutely MOVE IN READY! Built in 2019, this home has 2 bedrooms, 2 baths, Flex/Den with French Doors, EXPANDED 2-Car Garage, with Open Concept living. Notice the inviting front porch and beautiful leaded glass entry door! Stepping inside the foyer the Flex Room/Den is to the right, and guest bedroom and bath to the left. A true split bedroom plan. Guest bedroom has ample space and lots of natural light. Guest/Hall Bath has tub with custom tile surround and upgraded vanity. The GOURMET kitchen is an entertainer’s dream with upgraded cabinetry, custom backsplash, underlighting, high end stainless appliances - including gas range and wall microwave & oven, prep island with sink and seating, Quartz counters, and pendant lighting. The adjacent LARGE Great Room has built-ins, separate table space, crown molding, and tile flooring. The finished Florida room with tile floor and LOTS of natural light adds to the square footage of this already ample home. Step outside to the private patio area – perfect for grilling & FL outdoor entertaining! The spacious primary bedroom is in the back right of the home for privacy. The ensuite bath includes a step/roll in shower, custom tile work, double vanity, linen closet, and water closet. The walk-in closet provides LOTS of storage space! The 2-car garage with epoxy finished floor is steps from the kitchen via another foyer where the pantry is located. The laundry room is enhanced with a custom cabinet, sink, high end washer/dryer, and more storage! The monthly HOA fee includes DCM Basic Internet, roof repair, exterior painting every seven years, exterior maintenance and insurance, landscaping, trash & recycling, 24/7 guarded gates and all the amenities that OTOW has to offer; three pools (2 outside & 1 inside & another under construction), two state of the art fitness centers, pickleball, billiards, archery range, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to three shopping centers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$374,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,920 | $299,920 | $299,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $219 | $219 | $219 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,995 | $1,993 | $2,572 |
Total Monthly Payment | $2,289 | $2,287 | $2,866 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.