Welcome home to this beautiful 3/2 Citrus model located in the Family friendly community of Oxford Oaks in Oxford, Florida. It is just a short distance from all of the activities in The Villages Community and Sumter Landing. This is one of the more popular models with three bedrooms and a large partially fenced backyard with room for a pool. It is an all electric home and is being sold partially furnished. As you drive up, you will notice the nice landscaping and inviting front porch. Once you enter this home, you are greeted by luxury vinyl planked floors throughout, a tray ceilinig in the living room and also in the Primary bedroom. The ceilings on this house are all knock down and the corners of the walls are rounded. From the living room you can look out onto the stretched glass enclosed lanai which overlooks the large back yard. There are cooleroo shades on the windows. This is a split floor plan, so the primary bedroom is on one side. This room has that wonderful tray ceiling and a bathroom with a Roman shower and a large closet. On the opposite side of the living room is a pocket door leading to the two guest bedrooms and a guest bathroom. Both of the bedrooms have closets. The delightful kitchen has a nook area for your dining pleasure. The bar area off the kitchen is perfect for a buffet or your morning coffee. Other features of this home are an inside laundry (no washer and dryer), a 24 foot deep garage and gutters all around the home. This community features a community pool, pickel ball courts, tennis court, a basketball court and a playground. Your are also close to many local restaurants and shopping. Stop by today. Seller offering generous Buyer concessions
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $113 | $113 | $113 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,772 | $1,726 | $2,244 |
Total Monthly Payment | $1,960 | $1,914 | $2,432 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.