A Boating Enthusiast’s Dream located on one of the widest and deep-water canals in Gulf Harbors! This exquisitely renovated waterfront residence overlooks a protected wide and deep-water canal that provides open access to the Gulf of Mexico. Situated in the sought-after FloraMar subdivision within the Gulf Harbors community, this 1, 912 sq ft, block-constructed home, built in 1982, boasts a pool and spa separately heated with WiFi automation, 3-bedroom split floor plan plus a den, 2 baths, and a 2-car garage. The seller’s pride of ownership and attention to detail are evident from the moment you arrive. From the landscaping, textured circular drive, and freshly painted exterior (2024) to the oversized dock (new decking in 2024), a second Trex floating dock (2020), and a recently rescreened patio and pool area perfect for peaceful sunrises and sunset cookouts and entertaining.
Step through the front entryway and the open floor plan and unobstructed view immediately draw your eyes across the screen-enclosed pool to the wide saltwater canal! The expansive light & airy open living concept with a cathedral ceiling and warm wood-grain tile flooring seamlessly integrates the living room, dining area, and kitchen. The heart of the home—the kitchen—features brand new stainless appliances (2024), recessed lighting, an oversized counter-height bar island with ample cabinet storage, granite countertops, and sophisticated solid cherry wood cabinets. The charming breakfast nook provides a serene view of the home’s pool and wide-open canal. The spacious living room includes a concealed fireplace, a dining area that offers extensive natural light from the wall of sliding glass doors, and a second seating area. On a cool autumn evening, the excellent cross ventilation of the gulf breeze via the screen enclosed front door and open sliders brings the living area and pool deck together as one space.
The split floor plan’s primary bedroom plus a den boasts wood-grain tile flooring, multiple windows, a walk-in closet, and an ensuite bath with a glass-enclosed shower and dual sink vanity. The second and third bedrooms also feature wood-grain tile flooring, built-in closets, and plenty of natural light. The impressive list of upgrades is ongoing and includes a new shingle roof (6/24), HVAC system (2019), oversized 50-gallon hot water heater (2022), a reverse osmosis drinking water filtration system (2021), a water softener (2020), newer toilets & sinks, power interior sunshades, and a hurricane rated secure garage door. In addition, Gulf Harbors is a golf cart friendly community that includes the opportunity to obtain a membership to their beautiful private beach. With all this home has to offer and the boater’s dream of a backyard, this home surely will not be on the market long! Call today to schedule your showing appointment!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $783,200 | $783,200 | $783,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $564 | $564 | $564 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,015 | $5,015 | $6,876 |
Total Monthly Payment | $5,671 | $5,671 | $7,532 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.