26 ZOPHAR MILLS ROAD IS LOCATED ON THE MOST WESTERLY END OF WADING RIVER-IN BROOKHAVEN TOWNSHIP -THIS 6 BEDROOM 3 BATH HOME HAS TWO LEVELS OF LIVING WITH ENDLESS POSSIBILITIES! - ROOM FOR EVERYONE! THE UPPER LEVEL FEATURES HARDWOOD FLOORS THROUGHOUT A LIVING ROOM WITH CATHEDRAL CEILINGS, & FRENCH DOORS WHICH OPEN INTO THE DINING AREA & KITCHEN WITH AN EAT-AT COUNTER - THIS OPEN AREA EXTENDS INTO THE FAMILY ROOM ALSO WITH CATHEDRAL CEILINGS & A SLIDING GLASS DOOR THAT CONTINUES OUT TO AN UPPER DECK FOR OUTDOOR ENTERTAINING & STAIRS LEADING TO THE TRANQUIL BACKYARD. MOVING BACK INSIDE AND DOWN THE HALLWAY WE HAVE A FULL BATH, 2 ADDITIONAL BEDROOMS AND A MASTER BEDROOM EN-SUITE THE WASHER DRYER AREA WITH OVERHEAD STORAGE IS CONVENIENTLY ACCESSIBLE TO ALL & PULL DOWN ATTIC STAIRS FOR STORAGE. LOWER LEVEL FEATURE 3 SPACIOUS BEDROOMS, 1 FULL BATH, LIVING ROOM WITH FIREPLACE AND MUCH MORE! POSSIBLE MOTHER DAUGHTER- ACCESS TO BACK PATIO AREA AND BACKYARD- CAC, SPRINKLER SYSTEM , THE HALLWAY RUNS OUT TO THE 2 CAR GARAGE AND MASSIVE DRIVEWAY. THE BACKYARD IS FENCED WITH SHED, SPRINKLER SYSTEM, & ABOVE GROUND POOL WITH DECK (GIFT) AND BACKS UP TO THE WADING RIVER - PORT JEFFERSON BIKE PATH - COME AND ENJOY ALL THAT WADING RIVER HAS TO OFFER, AWARD WINNING SCHOOLS, WONDERFUL TOWN BEACHES, PRESERVES, WALKING TRAILS, TOP RATED RESTAURANTS, SPAS, SHOPPING, FARM STANDS, & WINERIES ARE JUST WAITING FOR YOU TO DISCOVER!
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,999 | $639,999 | $639,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,167 | $1,167 | $1,167 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,258 | $4,254 | $5,397 |
Total Monthly Payment | $5,516 | $5,512 | $6,655 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.