38 Tier Street is an absolutely enchanting house. An instant fall-in-love from the second you step inside. This special home is bathed in endless light, alluring green scenery, and with a beautiful sliver of water views from its super-sized windows. Immediately upon entering you are met by the great open living space to accommodate lounging, entertaining, dining, and working from home! This open floorplan and excellent use of space makes this home feel much mightier than its listed square feet. 2 or 3 bedrooms depending on how you choose to use the first-floor's additional room, equipped with closets and facing lovely garden views. The charming kitchen leads you to an adorable 1st floor full bathroom, and an ideal space for laundry (currently in the basement).
The second floor offers a master bedroom, also with water views and a stunning adjacent extra room perfectly suited for a study, or a fabulous walk-in closet. Access to the attic is also from the master bedroom, and another bedroom and a full bathroom complete the second floor.
Enjoy the delightful fenced-in garden, and a private driveway for off-street parking. The finished basement is accessible off the kitchen and has its own egress. The basement and the attic are not included in the square footage of this home.
38 Tier Street, sits at a higher point of City Island so no flood insurance is needed!
This property is simply packed with happiness and charm! An absolute breath of fresh air.
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If you don’t know City Island it’s time that you did! Best kept secret, especially if you need quick and easy access to Manhattan. Enjoy City Island’s relaxed & friendly beach-lifestyle, multiple boat clubs, seafood restaurants and beaches – always surrounded by water. City Island also enjoys its own school (K-8), a library, post office, diner, café and delis, art galleries and quaint artifact stores. Live music is performed on weekends throughout the summer, and we now have a recently opened Yoga and Pilates studio!
The adjacent Pelham Bay Park – is the largest park of NYC - 2, 772 acres of walking, biking, and running trails, golf courses, a horse stable, and beaches.
Truth be told; life here is lovely.
Take MTA transportation or a quick train ride from Pelham to Manhattan. Or drive in as little as 20 minutes.
Contact the listing broker directly with any questions and to set up a private showing.
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $546,720 | $546,720 | $546,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,456 | $3,322 | $4,431 |
Total Monthly Payment | $3,548 | $3,414 | $4,523 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.