Presented byDiane Bonney - The Diane Bonney Team |
This charming 2-bedroom, 1-full bah home is perfect for either a starter home or someone looking to downsize. Enter from the 1 car garage, which has loads of storage options, into the spacious kitchen, which overlooks the backyard. The living room features a generous sized bay window which lets in ample natural light and a fireplace for those cooler months. Down the hall find the full bath before entering into the bedrooms that lie across from one another. Find the partially finished walk-out basement from the kitchen, which provides additional living space or storage options. SO many different ways to make that space functional. Built by its original owner, this home sits on a . 62 acre lot, complete with trees and a stone wall shading the back patio, which comes with a picnic table already! A good sized shed offers ample storage for any landscaping needs. Roof and chimney flashing are only 3 years old, and newer fiberglass insulation in the attic. Located right over the Wolcott line into Waterbury, this house is situated next door to a quiet church. This home has been lovingly maintained and is looking for it's next owners to add to it's already great bones with their personal design touch. Schedule your appointment today.
Type | Level |
---|---|
Bedroom 1 | Main |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 115078
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,920 | $183,920 | $183,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $500 | $500 | $500 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,224 | $1,208 | $1,551 |
Total Monthly Payment | $1,799 | $1,783 | $2,126 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.