3010 North Main Street, Waterbury, CT, 06704 | $229,900

This charming 2-bedroom, 1-full bah home is perfect for either a starter home or someone looking to downsize. Enter from the 1 car garage, which has loads of storage options, into the spacious kitchen, which overlooks the backyard. The living room features a generous sized bay window which lets in ample natural light and a fireplace for those cooler months. Down the hall find the full bath before entering into the bedrooms that lie across from one another. Find the partially finished walk-out basement from the kitchen, which provides additional living space or storage options. SO many different ways to make that space functional. Built by its original owner, this home sits on a . 62 acre lot, complete with trees and a stone wall shading the back patio, which comes with a picnic table already! A good sized shed offers ample storage for any landscaping needs. Roof and chimney flashing are only 3 years old, and newer fiberglass insulation in the attic. Located right over the Wolcott line into Waterbury, this house is situated next door to a quiet church. This home has been lovingly maintained and is looking for it's next owners to add to it's already great bones with their personal design touch. Schedule your appointment today.

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Lower Level
  • Style: Ranch
  • Year Built: 1956
  • Garage: 1-car Attached Garage
  • Heating: Hot Water
  • Cooling: Window Unit
  • Basement: Partial,Full,Heated,Storage,Interior Access,Partially Finished,Partial With Walk-Out
  • Above Grade Approx. Sq. Feet: 858
  • Acreage: 0.62
  • Est. Taxes: $6,001
  • Lot Desc: Treed,Sloping Lot,Open Lot
  • Elem. School: Bucks Hill
  • Middle School: North End
  • High School: Wilby
  • Appliances: Electric Range,Oven/Range,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24039206
  • Days on Market: 3 days
  • Buyer Broker Compensation: 2.50%
  • Website: https://www.raveis.com
    /raveis/24039206/3010northmainstreet_waterbury_ct?source=qrflyer
The data relating to real estate for sale on this website appears in part through the SMARTMLS Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by SMARTMLS through a licensing agreement. Listing information is from various brokers who participate in the SMARTMLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed.

Room Information

Type Level
Bedroom 1 Main
Dining Room Main
Living Room Main
Primary Bedroom Main

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Diane Bonney - The Diane Bonney TeamSales Associate

860.508.5281

Diane.Bonney@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Mark GreeneVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 115078

860.305.7387

Mark.Greene@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Justin SchunkInsurance Sales Director, William Raveis Insurance

860.966.4966

Justin.Schunk@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

3010 North Main Street, Waterbury, CT, 06704

$229,900

Diane Bonney - The Diane Bonney Team

Sales Associate

William Raveis Real Estate

Phone: 860.508.5281

Diane.Bonney@raveis.com

Mark Greene

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.305.7387

Mark.Greene@raveis.com

NMLS Mortgage Loan Originator ID 115078

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $183,920 $183,920 $183,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $500 $500 $500
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,224 $1,222 $1,551
Total Monthly Payment $1,799 $1,797 $2,126

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.