One or more photo(s) has been virtually staged. Welcome to your dream haven in sunny Zephyrhills, Florida! This 5 bedroom, 3 bath, 3, 067 square foot home is stunning & has been meticulously maintained by one owner. Featuring 2 living rooms, formal & informal dining, as well as an extra Flex space that could serve as a multigenerational ensuite or a gym, playroom, or media room. Additionally, this home has a seller owned complete solar system that will convey in full to the buyer. This system, a $70, 000 investment, will allow the new owners to enjoy monthly electric bills ranging between $35 - $45 dollars a month. This system also heats the salt-water pool system that can be seen from 4 large sliding glass doors along the back of the house. Also notable, the home, which is a split floorpan features two cutting-edge Trane air conditioning units (installed in 2022 and 2024). This large split floorplan home allows for family members & guests to have both privacy & space. The kitchen, a culinary artist’s dream, features plenty of counter space, a direct view of the pool, eat-in kitchen, bar seating, sleek black stainless steel appliances and a large black farm sink Positioned along the 13th fairway of the Links of Lake Bernadette, this home features the perfect backdrop guaranteeing a serene start to your day. Enjoy the beautiful amenities of the Lake Bernadette community! Enjoy the newly remodeled clubhouse featuring room for events & a new fitness center! Take a dip in one of the two community pools or relax in the sauna. The community park includes playground, pickleball, tennis, basketball courts, as well as dog friendly walking paths.
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $349 | $349 | $349 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,944 |
Total Monthly Payment | $3,501 | $3,498 | $4,385 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.