Welcome Home to This Updated and Very Well Maintained 5 Bedroom Home on a Huge Lot in the Heart of Sayville! This house offers a Very Attractive Large Custom Kitchen, with Stone Countertops, SS Appliances, Including Double Oven, and Bread Warmer, Separate Full Refrigerator and Full Freezer is a Great Feature That Every house should have but almost none do! The entire house has all been redone and updated within 15 years, Including the Septic System, Architectural Roof, Vinyl Siding, All Andersen Windows, Wood Flooring, Immaculate Tile Work, Updated Bathrooms, and Kitchen, Heating System, and even a Brand New Central Air Conditioning System that is Less than 1 Week Old! The Rear Family Room Addition with Natural Gas Fireplace is a Wonderful added space to an already Large and Open Floor Plan. This home boasts a Giant Primary Bedroom Suite with Vaulted Ceiling has an Oversized Walk-In Closet and Large Double Vanity Bathroom and its own Gas Fireplace. The basement offers a lot of storage and a cozy room with vintage bar and wood fireplace. And how about this for a Trifecta. . . This Home offers: 3 Bathrooms, 3 Fireplaces, and a 3 Car Garage! This Ultimate Garage has 2 Doors that face the street and one that faces the rear, is built with no columns in your way, has a walk door to both the rear yard and to the breezeway and attic storage with pulldowns steps. Sayville School District. 2500 Total Square Feet. Immaculate Home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $1,474 | $1,474 | $1,474 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,884 | $3,884 | $5,051 |
Total Monthly Payment | $5,450 | $5,450 | $6,617 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.