Welcome to Valrico Vista! This charming 3-bedroom, 2-bath home, built by owner, offers just under 1200 sqft of potential. With NO HOA or CDD fees, this property is ready for someone to come in and make it their own. The home features a spacious great room/dining room combination with high ceilings and plant shelves, creating an open and airy ambiance. Sunburst windows fill the space with natural light, enhancing the bright and welcoming feel. The kitchen and both bathrooms are equipped with tile flooring and raised panel cabinets. Recent updates include a new hot water tank and replacement of both toilets. All appliances and blinds will remain with the home, and the seller is open to leaving the furniture for added convenience. Step outside to enjoy the charming gazebo, perfect for relaxing or hosting festive holiday gatherings. Located close to shopping, grocery stores, and restaurants, and within approximately 15 minutes of I-75, this home combines comfort with convenience. While it awaits your personal updates and touches, it’s ready to be moved into and made your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$314,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $251,920 | $251,920 | $251,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $100 | $100 | $100 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,676 | $1,674 | $2,160 |
Total Monthly Payment | $1,851 | $1,849 | $2,335 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.