* CLICK ON 3D TOUR ABOVE** VOTED #1 Retirement Community in the USA by Realtor. com & Travel & Leisure. _______________
NO FLOOD ZONE, Est. 50-70' above sea level, UPDATED Condo, GREENBELT/WATER VIEW w/maximum PRIVACY in backyard, MOVE-IN READY, MAINTENANCE FREE, Augusta floorplan, nestled in highly desired LANCASTER II, in the PREMIER GATED community of KingsPoint with 24/7 MANNED SECURITY, is ready to be yours!. Lancaster II is known for its open green space, large trees & meandering streets to create a park-like setting. This 2/2 UNFURNISHED condo, offers ULTIMATE PRIVACY from backyard neighbors, as it backs onto a green belt & a WATER barrier. A large SCREENED LANAI welcomes you as you walk up to the front door (perfect for enjoying coffee or tea in the mornings), when you walk in, you have a PANARAMIC VIEW OF THE GREENBELT. OVERSIZED WINDOWS allow Florida sunshine to filter throughout the home. *The living room boasts of a SOLAR TUBE, for natural light, BEAUTIFUL laminate flooring, a LARGE OPEN SPACE to both the dining room & the FLORIDA ROOM. *The REMODELED, SPARKLING, EAT-IN kitchen is SPACIOUS & BRIGHT, with NEWER appliances, LOVELY CORIAN countertops, FULL WALL PANTRY, & LOTS of SOLID WOOD cabinetry for storage. The PASS THRU kitchen window was enlarged for better visibility of the GREEN SPACE & a more spacious feel. *The Florida room is a true JOY, with the vista of the retired GOLF COURSE, large flat TV, along with being filled with an abundance of natural light, due to the LARGE UPDATED WINDOWS. From this room, you have access to the BACK PATIO, which makes watching the wild life, the perfect spot to relax & unwind while enjoying the sea breezes. *The OWNERS SUITE is COMFORTABLE & HUGE with a king size bed, dressers, shelves & still having enough room for a reading nook. It boasts of sliding doors (for tons of NATURAL LIGHT), a ceiling fan, & a REMODELED EN-SUITE BATH with a WALK IN SHOWER, SOFT CLOSE DRAWERS & GRANITE countertops, which matches the guest bathroom. *Guest bedroom is LARGE & INVITING and is conveniently next to the guest bath. *The laundry room is located INSIDE the home and is equipped with a NEW WASHER & DRYER & TONS of storage space. *An AIR-CONDITIONED BONUS ROOM can be used as a workshop, home office, craft or gaming room, your choice! *The 1. 5 garage space is perfect for a car & golf cart/bicycles/storage. Kings Point is an ACTIVE 55+ community with luxurious amenities including two clubhouses, 6 heated indoor/outdoor pools, SPAS & hot tubs, craft rooms, fitness center, multiple golf courses, pickle ball, tennis courts, billiards, an 850-seat theater, and numerous weekly activities, social, sports clubs & restaurants, along with scheduled social activities. Kings Point offers free transportation, and golf carts are a popular way to navigate the community and access nearby doctors, hospitals, shopping, banking, and restaurants.
HASSLE FREE MAINTENANCE INCLUDES: the building exterior and grounds, premium cable, internet, pest control, recreational facilities, 24/7 security with guarded gates, private roads, water, & sewer.
UPDATES: Roof-2020 (Covered by COA); A/C-2021; 2 Bathroom Updates-2021; Hurricane Impact Garage Door-2021; Double Pane Windows in Florida Room-2022; Interior Painting-2022-2024; Exterior Painting-2023 (Covered by COA) NOTE: Furniture can be purchased under separate bill of sale.
VOTED #1 - https: //www. realtor. com/news/real-estate-news/top-retirement-towns-2024/
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $321 | $321 | $321 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,596 | $1,595 | $2,023 |
Total Monthly Payment | $1,992 | $1,991 | $2,419 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.