10801 SW 185th TERRACE, Dunnellon, FL, 34432 | $1,199,999

Luxury cottage on the pristine Rainbow River! Built in 2008, this cottage can serve as your private romantic getaway or add on to complete your dream home. The cottage has a gourmet kitchen featuring a Viking stove and range, high-end appliances, shaker cabinetry, granite countertops and custom brick backsplash. The Master Suite is open to the living room and features exquisite seagrass carpet. The Master Bath is appointed with an oversized vanity with granite countertop, tile shower, brick floors and a stackable washer and dryer. The living room and dining room have vaulted wood ceilings, seagrass carpet and brick floors. There is a loft with pull-down stairs for additional sleeping space or storage. The cottage is finished with Hardie board siding, Anderson windows and doors and a galvanized metal roof as well as a tankless water heater. The large rear screen porch with brick floors has spectacular views of the river. The lushly landscaped yard with a large cottage matching storage shed leads down to your private dock and swimming area with nearly 80 feet of river frontage. Located in the subdivision of Rio Vista, this . 32-acre parcel has ample room to add on to the current cottage. Currently being rented through VRBO/AirBnB at $350 a night. The Community of Rio Vista features a private 4-acre park with a boat ramp, picnic pavilions and restrooms. The City of Dunnellon is a bustling small town with great shopping options. Located on the west side of the river and is close to the World Equestrian Center, Historic Downtown Ocala Square and everything else the Nature Coast has to offer!

Features

  • Rooms: 6
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2008
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 520
  • Acreage: 0.32
  • Est. Taxes: $4,593
  • HOA Fee: $75 Annually
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Ice Maker, Indoor Grill, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
  • MLS#: U8253382
  • Days on Market: 46 days
  • Website: https://www.raveis.com
    /eprop/U8253382/10801sw185thterrace_dunnellon_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 9:08:32 PM)
Listing courtesy of WEICHERT REALTORS EXCLUSIVE PROPERTIES   Phone: 813-426-2669

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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10801 SW 185th TERRACE, Dunnellon, FL, 34432

$1,199,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $959,999 $959,999 $959,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.282% 6.762% 6.036%
Monthly Tax Payment $383 $383 $383
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,147 $6,147 $8,429
Total Monthly Payment $6,655 $6,655 $8,937

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.