38 State Street, #3F, Portsmouth, NH, 03801 | $475,000

Are you looking for a new sanctuary in the heart of Portsmouth, New Hampshire—where every day feels like a vacation? Do you want to own an incredible investment opportunity in one of the hottest real estate markets? With no rental restrictions in the HOA, this charming one-bedroom condo offers not just a home, but a lifestyle enriched by stunning WATER VIEWS and the vibrant culture of this historic seaport city. With all of the amenities of Downtown, you can feel embraced by the community at your doorstep. The interior features a modern yet cozy ambiance with high-quality finishes throughout. The kitchen is a culinary delight, equipped with stainless steel appliances, sleek countertops, and ample cabinetry. Whether you’re preparing a gourmet meal or a casual snack, you’ll enjoy both functionality and style. The bedroom is a serene retreat, offering a tranquil escape. Tall ceilings and luxurious moldings make it inviting, promising restful nights and refreshing mornings. The bathroom, featuring contemporary fixtures and finishes, ensures a touch of luxury in your daily routine.

Features

  • Parking: Off Street
  • Heating: Electric
  • Cooling: None
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Complex: Federal Row Condo Assoc.
  • Year Built: 1813
  • Approx Sq. Feet: 439
  • Est. Taxes: $4,800
  • Lot Desc: City Lot
  • Elem. School: Little Harbor School
  • Middle School: Portsmouth Middle School
  • High School: Portsmouth High School
  • School District: Portsmouth
  • MLS#: 5009288
  • Website: https://www.raveis.com
    /prop/5009288/38statestreet_portsmouth_nh?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 9/19/2024
Listing courtesy of Samonas Realty, LLC   Phone: 603-319-8100
Listing Agent: Andrew Samonas

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38 State Street, #3F, Portsmouth, NH, 03801

$475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $400 $400 $400
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,309 $2,309 $3,003
Total Monthly Payment $2,784 $2,784 $3,478

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.