One or more photo(s) has been virtually staged. Motivated Sellers, take action to get this ideal price! Now is the time to act and make this your new home! This Lakewood Ranch property has a location, amenities, schools, and is in pristine condition. Spacious built in 2020, spans 2, 340 square feet, 4 Bedrooms, 3 baths, and 3 car garage home built by Meritage Homes in the beautiful, gated, and maintenance-free community of Savanna in Lakewood Ranch! As you enter the home, you are welcomed by a large foyer to greet your guests with an easy flow to the two guest bedrooms sharing a bath featuring quartz countertops, dual sinks, tub/shower combination, and a linen closet. Then head to the conveniently separated En-suite bedroom with another walk-in closet.
Towards the back of the home, you are immediately engaged in the high ceilings showcasing an open concept plan adjoined by the spacious great room, elegant kitchen, and separate dining room. The glamorous gourmet kitchen features granite countertops with hexagon backsplash, 42” cabinets with under-cabinet lighting, upgraded stainless-steel appliances, a large center island with plenty of seating room, stylish pendant light fixtures, and a large walk-in pantry closet. The tucked-away Owner’s Suite features a tray ceiling, a delightful oversized walk-in closet, a luxurious bathroom with granite countertops, dual sinks, a semi-frameless shower, and a large linen closet.
This energy-efficient home provides a high-efficiency 16-seer HVAC System, spray foam insulation, HVAC filtration system, and Low-E windows which maximize your energy savings. As a bonus, the home includes smart-house features offering a low-voltage package and automation suite to control your thermostat, smart door lock, remote garage access, Video doorbell, and more! Additional features include 5 ¼” inch baseboards, a tray ceiling in the Foyer, epoxy coating on the garage floor, carpeting in bedrooms, and Luxury Vinyl floating floors for easy maintenance. Wait, there is more, the extended screened-in lanai awaits a morning coffee or evening beverage. The seller is including an existing home warranty. Even though this is the owners' primary home, they have spent a significant time traveling which means extremely low wear and tear.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $151 | $151 | $151 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,148 | $4,041 |
Total Monthly Payment | $3,431 | $3,391 | $4,284 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.