NO BOND! NEW ROOF! This EXPANDED GARDENIA home on a corner lot with an abundance of custom features, is in an amazing location close to Lake Sumter Landing (just a 7 minute golf cart ride)! This exceptionally maintained three-bedroom, two-bathroom home nestled in the vibrant 55+ community of The Villages. This meticulously designed residence boasts spacious living areas, modern amenities, and high-end finishes throughout. Enjoy the convenience of a gourmet eat in kitchen with granite countertops, customs cabinetry with pull out shelving, update stainless steel appliances. The living room and dining room have a hand cut and laid herringbone hardwood floor. The large primary suite features 2 walk-in closets and an ensuite bathroom with split dual sinks, granite countertops, and a walk-in, zero entry shower. Stay cool on the enclosed lanai with tinted picture windows and a brand new mini split heat/AC unit that provides you with the perfect entertaining space. Located in a sought-after neighborhood with access to premier amenities and recreational facilities, this home offers the epitome of Florida living. Vaulted ceilings, tornado reinforced closet in primary bedroom. Updated electrical, insulated garage doors, pull down attic access with flooring and electrical already in place. NEW ROOF (2021), A/C (2020), NEW BLINDS (2023), LAWN COMPLETELY RESODDED with Saint Augustine grass (2023). MANY MANY UPDATES THROUGHOUT!
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Our Executive Mortgage Banker:
Our Insurance Division:
$530,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $424,000 | $424,000 | $424,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $270 | $270 | $270 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,576 | $2,576 | $3,351 |
Total Monthly Payment | $2,938 | $2,938 | $3,713 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.