Ever dream of a masterfully updated, elegant, coastal style home with a rustic modern flair that's bathed in natural light? Want to be mere yards from the shore with water views from every room? Or awakening in an opulent primary suite to spectacular sunrises over the water as your boat dances in the waterscape, osprey pursue their breakfast, and the scents of lovingly placed perennials and herbs waft upward to your balcony? Perhaps after a sun-soaked day, a cold beverage in hand, closing your eyes on the main deck, taking in aromas emanating from your grill, as the lively sizzle of food and flame intertwine with a salty breeze that any coastal Rhode Island enthusiast would yearn for. If so, this could be the turn-key, move-in ready and either partially or fully decorated home you've been searching for. With a host of offerings between charismatic Warren and Bristol, or venture 20 minutes to bourgeoning Providence for a variety of dining, shopping, and theatre. Regardless of which season is your favorite, this home is designed for year-round comfort and enjoyment. Highly insulated and featuring recently installed Mitsubishi 4 zone mini-split system to handle your cooling and heating with ease, and the premium Harman pellet stove provides a surplus of warmth and ambiance; for the coldest of days, the hot water baseboard system is at the ready. The love and care that has gone into this home is easily visible and will invariably be enjoyed for years to come for one lucky buyer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$629,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,200 | $503,200 | $503,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $410 | $410 | $410 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,058 | $3,058 | $3,977 |
Total Monthly Payment | $3,560 | $3,560 | $4,479 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.