PRICED TO SELL! Located amongst the elegence & tranquility of Valeria is this spacious & bright, impeccably maintained 2 level Toll Brothers town home with full finished walkout basement. This home boasts 2 bedroom PLUS a den/home office. Principle Bedroom w/WIC & Bath suite (tub & shower). Features (much desired) open concept kitchen/diningroom/livingroom. Builder upgrades include: premium lot; energy star oversized windows;extended designer kitchen w/granite counters, island, pantry, skylights, upgraded cabinetry & appliances; cathedral/vaulted ceilings; FDR w/tray ceiling; HDWD floors; gas fpl; high hats; composite deck; large stone patio w/gas connection for grill. Laundry room w/cabinetry & scrub sink. Bright fully finished (in 5/2022) lower level familyroom w/full bath & sliders to large stone patio. LL adds an additional 656 square ft making it 2756 sq ft of living space! Central air; 3 zone heating/cooling. Garage wired w/rapid electric charger for an electric car. Security system. Not just a home but a lifestyle w/all the amenities Valeria has to offer: hiking trails; lake rights /pond for fishing w/canoes and paddleboats supplied; kayaking; swimming; bocce/tennis/pickleball courts; fully equipped gym, exercise rooms & organized classes plus much more . . . all offered without leaving Valeria. Exquisite stone clubhouse w/kitchen & beautiful great room for social gatherings. Country setting yet minutes to highways, shopping, restaurants & Croton Train Station. (50 minutes to Grand Central Station). The sewer fee of $500. 00 is quarterly. This year's STAR saving is $1, 412 (for those who qualify). HOA fees will be reduce by $100. 00 each month (for a matured special assessment) in December 2024 making 2025 common charges $585.
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Our Executive Mortgage Banker:
Our Insurance Division:
$845,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $676,000 | $676,000 | $676,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $1,296 | $1,296 | $1,296 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,785 | $4,162 | $5,614 |
Total Monthly Payment | $5,173 | $5,550 | $7,002 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.