FOR LIMITED TIME SUBSTANTIAL $70, 000 PRICE REDUCTION DUE TO STORM DAMAGE. NEW ASKING PRICE $589, 000.
Whitney Beach Bay Side Spacious Two Bedroom Two Bath FIRST FLOOR CANAL FRONT END UNIT, LARGE DOG FRIENDLY Condo Complex. This is a pre-reconstruction price which does include a totally finished interior less furniture when completed summer of 2025.
Whitney Beach Bay Side is the jewel of the north end of Longboat Key with its old Florida feel, from the serene Bishop's Bayou
& boat docks leading to Sarasota Bay to the Gulf of Mexico white sandy beach side. This complex offers two heated swimming pools,
boat docks up to 32', fishing pier & boathouse. Dolphins, manatees & white pelicans are frequent visitors to the Bayou & Canal
delighting the owners & tenants in this rental friendly monthly minimum complex. Directly across the street from this sunny end unit is the deeded beach access & land owned by the condo association for the use of owners & tenants. There are tennis & pickleball courts here as well as a picnic area & tiki huts which lead to the beautiful Whitney beach where chaise lounge chairs are already set up. This Conservancy area provides access to the gorgeous white sand Gulf Of Mexico beach where residents enjoy swimming, shell collecting & congregating every evening to watch the magnificent sunsets.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$589,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,200 | $471,200 | $471,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $376 | $376 | $376 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,135 | $3,132 | $4,040 |
Total Monthly Payment | $3,603 | $3,600 | $4,508 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.