This home had NO HURRICANE DAMAGE from Hurricanes Helene or Milton. The property and flood insurances have been paid through 8/2025! New metal roof in 2023. As mandated by the State of Florida for all condos 3 stories or higher, the SIRS (STRUCTURAL INTEGRITY RESERVE STUDY) has been completed . No structural deficiencies were found and the reserves were rated as strong. Reasonable monthly assessment covers property and flood insurance, management fee and maintenance/reserves for common property. Welcome to a multi-level townhouse with a private elevator, 3 bedrooms, 3 bathrooms, and a 3-car garage in Punta Gorda Isles. A vaulted ceiling in the main living area creates a spacious feel. An upstairs loft, overlooking the main living area, has a water
view and provides a versatile space, perfect for an office or reading nook. The kitchen is equipped with stainless steel appliances that include a beverage refrigerator, a cooking island, granite countertops, tile backsplash, and ample cabinet space. Perfect for entertaining, the kitchen seamlessly flows into the dining and living areas, where a large glass slider opens to a balcony overlooking the tranquil canal, ideal for enjoying sunrise vistas. The master bedroom offers a water view, a walk-in closet, and an ensuite bathroom complete with a double sink vanity, jetted soaking tub, floor-to-ceiling tiled shower, and water closet. The two additional guest Bedrooms have views of Charlotte Harbor, as well as ensuite bathrooms. Step outside to your private deeded dock, equipped with a 7, 000lb boat lift, electricity, and water. Boat to Charlotte Harbor or the Peace River in minutes or enjoy fishing in one of the best fishing spots in Punta Gorda from the common dock. This exceptional property comes complete with wall mounted TVs in the living room and master bedroom. The 3-car garage boasts impressive depth and is designed to accommodate your vehicles with ease while providing ample storage solutions for your belongings. Conveniently located within biking, walking or short driving distance to local dining, shopping, and entertainment options. Don't miss the chance to own this waterfront gem. Schedule your private tour today and immerse yourself in the epitome of Florida living
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $396 | $396 | $396 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,109 |
Total Monthly Payment | $3,676 | $3,673 | $4,597 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.