SELLER OFFERING RATE BUY DOWN OR CLOSING COST ASSISTANCE UP TO 5K FOR BUYER. Gorgeous Gardenia located on a spacious corner lot in sought after neighborhood of Calesa Township. This home has 4 bedrooms, 4 bathrooms, a 2 car garage, air conditioned workshop, and a large screened lanai! The 2nd bedroom is located at the front of the home with a private entrance, carpet, fan and private bath. The 3rd bedroom also has carpet, fan, and en-suite. Both the 2nd and 3rd bathrooms have tile floors, quartz single vanity sink, and a tub/shower. Follow through the foyer to the open great room with tray ceiling, carpet, and ceiling fan. The kitchen features dark cabinets, large island, stainless steel appliances, granite counters, and a nest with built in cabinets, mini fridge, sink, and walk in pantry. Split floorplan allows for tons of privacy with the 4th bedroom located at the back of the home. Bedroom features include carpet, walk in closet, and ceiling fan. The 4th bathroom is easily accessible from the added door leading to the screened lanai with a sink with quartz counters, and a shower with glass doors. The master suite has a large walk in closet, ceiling fan, large window, and carpet. The master bath has 2 spacious sinks with quartz counters, and a tiled walk in shower with a seat. Enter the huge screened lanai through your sliding glass doors to find 2 fans, and pre wiring/plumbing for outdoor kitchenette. The workshop in the garage is under air with space for a gym! Don’t miss the opportunity to make this exceptional home yours! Your LOW HOA fee includes access to a pool, walking trail, play ground, basketball court and FAST-- the beautful state of the art indoor/outdoor pool facility. Coming soon will be a skate/bike park and additional play area!
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $48 | $48 | $48 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,364 | $3,035 |
Total Monthly Payment | $2,518 | $2,487 | $3,158 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.