*** HUGE PRICE IMPROVEMENT! Don't miss out. Plus, FREE rate buy down will save you over $3000 in year one payments! Save now. Don't miss out! *** If you are looking for a quiet lifestyle, in an established, executive style community in south Lakeland, with a custom built home on 0. 49 acres where you don't feel on top of your neighbors, then this beautiful home might be perfect for you. The wrap around porch invites you into the formal entertaining spaces which are great for your book club or dinner club friends. You will instantly notice the extra details in the tray ceilings, crown moulding and doric interior coloumns - all giving the spaces a high-end feel. The master suite is away from the other areas, has expansive room that connects to the Florida room, and a glamour bathroom where you can soak in the garden tub after a hard day, or take a quick shower before hitting the town on girls night out. The kitchen, great room and casual dinette are wide open. If you like to cook and be with your guests, this is an ideal layout. The kitchen is also out of site of the front rooms and entry, so you don't have to worry about being one hundred percent put up and cleared away at all times in your busy household. The utilitly room has built in cabinets, one storing the hose for the Central VAC, and a utility sink making chores a little easier. The laundry leads into the oversized 3-car garage on the side of the home. The secondary bedrooms are tucked away privately at the rear right of the home and they are connected by a huge bathroom. The bathroom has an extra long double vanity, and has three entrances (one into each room and one into the hallway for guests). The ultilmate jack-and-jill setup and more. The Florida room is to die for and you will spend most of your "winter time" here. It is finished, has tile floorings, wall-to-wall glass windows and plenty of space for lots of sitting and chatting, or watching SEC football matchups. The yard is well manicured and the large trees create a lot of shade and a cozy atmosphere. The current owners like to garden a little, so there is a rain barrel connected to the gutters to harvest rain to water the veggies. The home has been very well maintained and you will probably want to do some decorating or make some cosmetic changes, however, this home is truly move in ready, no projects. You can close and move in on day one. Call to schedule a tour today, and make an offer so the sellers go can live closer to family sooner rather than later. *** UPDATES and MAINTENANCE: Roof, AC and water heater replaced less than 5 years. Wood floorig added in living and dining room. Much of interior painted. Stainless refrigerator replaced 2023. Washing machine replaced 2023 *** Take a 3D virtual tour and if you like what you see, please request a showing today. This neighborhood is very desirable and this property won't last long. Call today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,920 | $423,920 | $423,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $261 | $261 | $261 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,892 | $2,818 | $3,575 |
Total Monthly Payment | $3,245 | $3,171 | $3,928 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.