ABSOLUTELY LOVELY UPDATED STUCCO 2/2/2 open CHESTNUT on the 16th fairway. Nothing to do but move in and enjoy!! Updated Hi Efficiency windows thru home and lanai. Plantation shutters. Fun fresh paint, Tile floors thru-out with new carpet in bedrooms. Kitchen is a gem with Quartz counters, updated cabinets, large center island, S/S appliances, recessed LED lights and solar tube for lots of light. Both bathrooms have been updated with walk in showers, grab bars, updated vanities, granite counters and plenty of storage. Split bedroom floorplan, large walk-in closets. Inside laundry (W/D included) plus additional storage cabinets. Garage is 20x24, ROOF Feb 2015, HVAC 2016, WATER HEATER 2017, WINDOWS 2014 & 2023, WATER SOFTENER 2021. In the active, fun, friendly, 55+, manned 24/7 gated, golf community of Spruce Creek Preserve. With refurbished pool and spa, tennis, pickleball, shuffleboard, corn hole, fitness center, water aerobics, yoga, exercise classes, crafts, billiards, potlucks, cards, crafts, bingo, bunco, dances, social and travel clubs. 4 miles from golf, groceries, restaurants, hospitals, shopping, hiking and biking nature trails. North Central location is ideal for day trips to World Equestrian Center, Gulf, Atlantic, kayaking, fishing, miles of horse trails, boating, air boat rides, glass bottom boat tours, Orlando, St Augustine, Daytona, Kennedy Space Center and more. . . any time of year !!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$278,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $222,400 | $222,400 | $222,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $119 | $119 | $119 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,406 | $1,351 | $1,802 |
Total Monthly Payment | $1,600 | $1,545 | $1,996 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.