NEW PRICE $475k Lowest Price Condo on Gulf with Full Gulf Views overlooking the amazing Beach from your 19th floor private balcony ~ Can be sold fully furnished, partially furnished or unfurnished…Buyers Choice! Come enjoy these Amazing breathtaking views! Open concept floor plan Updated Kitchen with granite counters and mosaic tile backsplash also features a custom open breakfast bar ~ Living Room offers plenty of natural sunlight ~ New HVAC 2023 & Water Heater 2019 ~ Large closed in balcony adds to extra square footage where you can enjoy Gorgeous Sunsets ~ The front patio area with Intracoastal water views & the beautiful sunrise! It’s a perfect way to start the day! Offering an ever-changing waterscape to relax the mind & soul in this highly desirable condo building ~ Building offers, clubhouse with upscale party room & kitchen, beach front pool, private beach access. Completed Exterior renovations common area weather decking, entry doors brick entrance, security system, cameras, parking areas repaved+7 DAYS A WEEK GUARD HOUSE ~ Laundry room each floor with storage locker ~ This complex has completed its building engineer report (Milestone Report) and has no current pending special assessments ~ This complex Harbour Light Towers is the best location on Sand Key where you can walk across the street excellent local restaurants and shopping or hop on the Jolly Trolly and head North or South down the Gulf for a great adventure!
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $239 | $239 | $239 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,526 | $3,258 |
Total Monthly Payment | $2,842 | $2,840 | $3,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.