If you've been searching for a home that offers both incredible value and endless possibilities, look no further. Nestled in the heart of Seminole Heights, this unique property is essentially two homes for the price of one, making it an exceptional find for homeowners, investors, or anyone looking to maximize their living space. Both homes on this property have been fully renovated and updated within the last few years. From the plumbing to the electrical, kitchens to bathrooms, every detail has been carefully upgraded to ensure modern comforts and peace of mind. It's like stepping into a brand-new home, but with the charm and character that Seminole Heights is known for. The main home features 2 bedrooms and 2 bathrooms, perfect for a small family or those who love to entertain. The open-concept layout is designed to make the most of the space, with a stunning kitchen that flows seamlessly into the living and dining areas. Imagine hosting dinner parties or family gatherings in this warm, inviting space. Tucked away on the same property is a delightful 1-bedroom, 1-bathroom pink cottage. This charming little home is perfect as an in-law suite, a haven for teenagers seeking some independence, or an income-generating rental property. The possibilities are truly endless—whether you choose to live in the main house and rent out the cottage, or vice versa, this setup offers incredible flexibility. One of the biggest draws of this property is its versatility. Homeowners can enjoy the best of both worlds by living in one home and renting out the other, effectively reducing their mortgage payments or even turning a profit. It’s an ideal solution for those who need extra space for family or want to dip their toes into real estate investing. Living in Seminole Heights means you’re close to everything that makes Tampa a fantastic place to live. From the eclectic mix of local restaurants and shops to the convenience of being near downtown, this neighborhood has it all. This dual-home property in Seminole Heights is more than just a place to live—it’s an opportunity. Whether you’re looking to generate income, accommodate family, or simply enjoy the perks of living in one of Tampa’s most desirable neighborhoods, this property has it all. Don’t miss out on this unique chance to own a piece of Seminole Heights and unlock the full potential of this amazing home. a homeowner looking for the perfect community or an investor seeking a prime location, this property offers the best of both worlds. NO DAMAGE FROM BOTH HURRICANES!! FLOOD ZONE E!!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $596,000 | $596,000 | $596,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $733 | $733 | $733 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,965 | $3,961 | $5,110 |
Total Monthly Payment | $4,790 | $4,786 | $5,935 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.