**Stunning Lakefront Home with Modern Upgrades - Perfect for Families!** Welcome to your dream home! This charming 3-bedroom gem features an additional flex room that can become a fourth bedroom or cozy den, giving you space to grow. With 1 full bath, 1 partial bath, and custom-built closets throughout, this home blends style and practicality. Recent updates to electrical, plumbing, and central air ensure it's move-in ready, and there's even potential for future expansion! The new heat pump brought heating bills way down to an astounding $400 for the entire season! The beautifully landscaped yard boasts a partially fenced backyard and a dedicated dog pen, making it perfect for outdoor fun. You'll love the convenience of parking for 3-4 cars in two spots at the top of the lot and in front of the garage. The seller can easily convert the workshop back to a garage if desired. Located in a small, private, family-friendly community, this home is ideal for those who love nature and outdoor activities. Enjoy swimming, fishing, canoeing, and kayaking on the lake, plus access to a shared clubhouse with a full kitchen for private events. With private roads, low-speed limits, and nearby top-rated schools like Judson Elementary and Taft High School, this neighborhood is safe and welcoming. The roads are fully accessible for deliveries from Amazon, UPS, FedEx, and more. Don't miss out on this incredible opportunity to own a beautifully updated home in a peaceful lakefront setting.
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Bedroom 3 | Lower |
Eat-In Kitchen | Main |
Living Room | Main |
Primary Bedroom | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $342 | $342 | $342 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,858 | $1,856 | $2,394 |
Total Monthly Payment | $2,275 | $2,273 | $2,811 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.