Welcome to your perfect starter home in the heart of New Hampshire’s picturesque mountains! This charming 2-bed, 1-bath ranch offers 888 sq. ft. of comfortable, single-level living, complemented by a full unfinished basement that mirrors the home's footprint—providing 744 sq. ft. of storage or future living space. Set on a spacious 1-acre lot, this home includes town water, a recently passed septic inspection, and a newer furnace, ensuring peace of mind for the new owners. The oversized attached garage with a convenient mudroom adds to the home's practicality, making it easy to manage the New England seasons. What makes this property truly special is the absence of HOA fees, granting you the freedom to enjoy your home and land your way. Situated just a minute's drive from the renowned Owl's Nest Resort, you have access to a range of optional paid amenities, from golf to fine dining, available through membership. The home’s location is also a dream for outdoor enthusiasts, with Waterville Valley, Loon Mountain, and Cannon/Mittersill ski areas just a short drive away. Even with some cosmetic updates needed, this home is move-in ready, vacant, and available for immediate occupancy—perfect for buyers ready to make it their own. Showings begin 08/16/2024!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $272 | $272 | $272 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,701 | $1,701 | $2,213 |
Total Monthly Payment | $2,048 | $2,048 | $2,560 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.