This terrific 4 bedroom home, that rests comfortably on a desirable 0. 26 acre level lot, offers numerous desirable features throughout! The first level of the home features a delightful 3 season porch that leads into the spacious dining/kitchen area which contains vaulted ceilings and a skylight. Also located on the first level is an inviting living room area with hardwood floors, 2 bedrooms and a 3/4 bath. The second level of the home conveniently also hosts 2 additional bedrooms and a full bathroom. You will also have the ability to utilize a full basement area for plenty of storage, a finished bonus/bar area and an opportunity for more! With approximately just under 2, 200 total square feet, and approximately just under 1, 400 square feet of it already finished, there is plenty of elbow room and opportunity to get creative. Outside, this home also boasts an attached garage, a back deck and a shed for storage.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $216,000 | $216,000 | $216,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $405 | $405 | $405 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,474 | $1,436 | $1,837 |
Total Monthly Payment | $1,954 | $1,916 | $2,317 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.