This 3 bed 2. 5 bath townhouse offers the best of contemporary living. The two-story townhome with large 1 car garage, features an open-concept design connecting the living room, dining room, kitchen and screened, covered patio which provides additional living space outdoors. Upstairs, the loft area which sits at the top of the stairs and between the bedrooms can be set up as a work station. Two bedrooms share a bathroom and privacy in the front of the home while the spacious owners suite, with attached bathroom, shower, and walk in closet, is ideally situated toward the back of the home. Cypress Ranch is a 100-unit community with NO CDD, where WATER is included and is located in Lutz right off of SR-54 less than 2 miles from your front door to the Suncoast Parkway. The centrally located community has a playground, walking distance to a new EOS gym, is zoned for top rated schools, is close to multiple shopping centers, restaurants, and provides quick access to the Suncoast Trail, downtown Tampa and all of its' great amenities. Schedule your appointment to view this home and you'll be glad you did.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $441 | $441 | $441 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,023 | $2,020 | $2,564 |
Total Monthly Payment | $2,539 | $2,536 | $3,080 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.