Bring Your Porch Rockers! They are perfect for the lovely front porch that welcomes you to the original Morningside tool house that was transformed into a 3 Bedroom 2. 5 Bath 1, 525 square foot craftsman colonial perched at the top of Thompson Hill Rd that includes water views of the majestic Morningside water front! The main level features a welcoming Living Room with a stone front gas fireplace, a large Dining Room, and Eat-in kitchen with granite counter tops, stainless appliances, and patio access. A half bath completes the first floor. The upper level houses 3 generously sized bedrooms including a Primary bedroom with an ensuite bathroom, a main bath, and Laundry Room/office. A full basement adds great storage space. Central Air. This gem is situated on a large 141 x 90 lot with plenty of room for expansion and does not need flood insurance. Morningside ammenities includes the ball field/park, tennis, and raft off center beach ramp. Fourth of July Parade and picnic are not to be missed! Walkable to neighboring restaurants and shopping. A short ride to downtown Milford and Metro North/New York Train. It's not just a house, it's a lifestyle.
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Eat-In Kitchen | Remodeled,Built-Ins,Granite Counters,Eating Space | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Office | Hardwood Floor | Upper |
Primary Bedroom | Full Bath,Wall/Wall Carpet | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $791 | $791 | $791 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,720 | $3,717 | $4,716 |
Total Monthly Payment | $4,603 | $4,600 | $5,599 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.