Under contract-accepting backup offers. ** MOTIVATED SELLER! ALL OFFERS CONSIDERED !!!**
Take advantage of the SUBSTANTIALLY LOW ASSUMABLE FHA MORTGAE RATE to qualified buyers!
Nestled in the serene rural community of Ridge Harbor, this inviting 3-bedroom, 2-bathroom home is brimming with charm and character. As you step inside, you'll immediately notice the spacious open floor plan, enhanced by vaulted ceilings and large windows that flood the space with natural light. The living room seamlessly flows into the dining area, creating the perfect space for both entertaining and everyday living. The kitchen is a chef's delight, featuring stainless steel appliances, recessed lighting, and a convenient breakfast nook overlooking the patio. Whether you're preparing a gourmet meal or enjoying your morning coffee, this kitchen is sure to impress. Retreat to the master bedroom, where sliding glass doors lead out to the patio, offering a peaceful retreat to unwind after a long day. The ensuite bathroom boasts dual sinks and a luxurious walk-in shower, providing the ultimate in relaxation. With a new A/C unit installed in 2022, a water heater from 2021, and a new roof as recent as 2023, you can rest assured that your comfort is well taken care of. The addition of a security system not only enhances safety but also lowers the cost of homeowner's insurance. Outside, the screened-in back patio where new ceiling fans provide is the perfect spot to enjoy your morning cup of coffee while taking in the serene views of horses grazing in the backyard and the adjacent bamboo farm. And let's not forget about the delightful extras: a water filtration system under the kitchen sink, a water softening system, and new hot and cold water connections for the washer and dryer. Speaking of which, the washer and dryer are included with the home!
But the perks don't stop there. With the adjacent lot available for purchase MLS # C7494789, you'll have plenty of space to expand and create your own private paradise. Build your dream workshop, RV Garage!
Close to botanical gardens, rum distillery, downtown Punta Gorda, Fisherman’s Village, Nature Center, Iguana Land, Military Museum, Gilchrist and Laishley Park, this home offers endless opportunities for exploration and leisure. Additionally, residents have the option to pay dues for access to the private boat ramp, adding convenience for water enthusiasts.
Furthermore, the community hosts exciting events such as food truck Fridays, weekly bingo, and extravagant Halloween celebrations where almost every house participates. Don't miss out on this incredible opportunity to own a piece of rural paradise. Schedule a viewing today and experience all that this wonderful home has!
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Our Executive Mortgage Banker:
Our Insurance Division:
$290,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $232,000 | $232,000 | $232,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $220 | $220 | $220 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,410 | $1,410 | $1,833 |
Total Monthly Payment | $1,705 | $1,705 | $2,128 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.