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14 Kay Boulevard, Middletown, RI, 02842 | $1,995,000
Step into the timeless charm of Beachstone at 14 Kay Boulevard! This cherished family home, dating back to 1917, is hitting the market for the first time in over five decades. Spanning a generous 7, 000 sq. feet on an approx. 15, 000 sq. foot lot, Beachstone boasts beautiful woodwork, high ceilings & original details that add to its charming character. While officially listed as a 6-bed, 3. 5-bath in the main residence, there are bonus rooms on 3rd floor that can easily serve as add'l bedrooms, along with a legal 500 s/f apartment above the 1-car garage. A true 2-Family, Beachstone still feels like a single-family home, with the separate garage apt. offering a variety of potential rental income. Live in the Big house & do weekly rentals in the apt. in the Summer or live in apt. & rent the Big house! Outside, you'll find a spacious yard & deck perfect for outdoor gatherings and plenty of parking. With a newer roof (3yr) & unfinished basement, this home provides a solid foundation for future improvements. It's been well-cared for over the years, boasting sturdy bones & offering a blank canvas for potential upgrades & cosmetic tweaks. Don't miss out on the chance to call this historic gem your own & create new memories within its timeless walls. With a little creativity, this special property can easily be brought back to its vibrant self, offering an exciting opportunity for its next owner. Discover the endless possibilities that await at Beloved Beachstone! See S/F MLS #1365817
Features
- Amenities: Near Schools,Restaurant,Shopping
- Rooms: 11
- Bedrooms: 7
- Baths: 4 full / 1 half
- Units: 2
- Laundry: Common Area
- Year Built: 1917
- Garage: 1-car Detached,Garage
- Heating: Hot Water,Oil
- Cooling: None
- Basement: Full,Interior Entry,Unfinished
- Acreage: 0.34
- Est. Taxes: $10,227
- Appliances: Dryer,Dishwasher,Electric Water Heater,Oven,Range,Refrigerator,Water Heater,Washer
- MLS#: 1365961
- Website: https://www.raveis.com
/prop/1365961/14kayboulevard_middletown_ri?source=qrflyer
Copyright © 2024 State-Wide MLS, Inc. All rights reserved.
William Raveis Family of Services
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888.699.8876
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
14 Kay Boulevard, Middletown, RI, 02842
$1,995,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,596,000 | $1,596,000 | $1,596,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
| Monthly Tax Payment | $852 | $852 | $852 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,937 | $9,827 | $13,253 |
| Total Monthly Payment | $9,914 | $10,804 | $14,230 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB