PRICE ADJUSTMENT! When you become a resident of the Lake Bernadette community, you will be surrounded by the 18-hole golf course and have access to the community pool and tennis and pickle courts, playgrounds, and basketball courts. This lovingly maintained 4BR/2BA home with 2304 sqft of heated and cooled living space and 3 car garage will not disappoint. You enter the home through the large, open foyer into the living room/dining room area with high ceilings, plush carpet and ceiling fan. The well-appointed kitchen has been upgraded with SS appliances, new disposal in 2024, has plenty of cupboards and counter space with the addition of a center island with breakfast bar and eat-in area. Open to the family room with tray ceilings, ceiling fan and sliders to the screened in lanai, this space lends itself nicely to ease of entertaining family and friends. Your private backyard oasis is made possible by a low maintenance vinyl fence. What a great space to let Fido or Fluffy run freely or watch your kiddos play safely as you relax in your enclosed lanai. If you have family members in another area of the home, you can summon them to dinner with the convenience of the whole-home intercom system. You can retire for the evening in your large owner's suite with large walk-in closet, plush carpet and ensuite bathroom with dual vanity, tiled shower and separate tub to soak away the stress of the day. Bedrooms two through four are all nicely sized for queen size beds, ceiling fans and big built-in closets. The guest bathroom is conveniently located adjacent to these bedrooms with ceramic tile floor updated high commodes and tub/shower combo. The laundry room is also located off the hallway to the bedrooms and comes with washer/dryer and a utility sink. Access to the 3 car garage is obtained through the laundry area. Both garage doors have automatic openers with a new opener recently on the bigger door. No need to worry about the roof. New roof installed this year. AC installed in 2023 and water heater new this year as well. Double paned windows and new front door added in 2022. This home is turn-key and move-in ready. So, what are you waiting for? Schedule your appointment today and you'll be on your way to luxury living in this beautiful community!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,920 | $339,920 | $339,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $89 | $89 | $89 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,259 | $2,915 |
Total Monthly Payment | $2,426 | $2,423 | $3,079 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.