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485 Harbor Ridge DRIVE, Palm Harbor, FL, 34683 | $425,000
One or more photo(s) has been virtually staged. PRICE REDUCTION!!! Welcome to 485 Harbor Ridge Drive located in the upscale townhome subdivision Harbor Ridge of Palm Harbor. If you are looking for location, value and a maintenance-free lifestyle, you found your home! Tucked away in the most central location, this wonderful end-unit townhouse provides all the best North Pinellas County has to offer. With 3 bedrooms, 2. 5 bathrooms and a 2 car garage on a private lot with a serene pond view, you couldn’t ask for more! Upon entering, you will immediately appreciate the size and space of this home. High volume ceilings and natural light flood the main level. Beautiful light-colored laminated flooring covers the entire first and second floor!!! The living room is oversized with custom built-in entertainment center and soaks in the beautiful outdoors through triple sliding glass doors which lead to the screened lanai and pond. The eat-in kitchen is also open to the living room with a breakfast bar. It offers granite counters, wood cabinetry, stainless-steel appliances, and a large walk-in pantry! The half-bath completes the first level. Your second level offers 3-bedrooms and the laundry closet for owner convenience. The large primary bedroom enjoys the pond view and has an oversized walk-in closet. The ensuite bathroom has a walk-in shower! The secondary bathroom offers a tub/shower combination and is shared by two guest bedrooms with abundant storage closets!! This seasonally-used home is in excellent condition and move-in ready!!! Upgrades include Hurricane-Force Windows and Sliding Glass Door (2014), HVAC (2023), Stainless Steel Refrigerator (2024) and Dishwasher (2020), Roof has R-40 insulation (2014), Laminated Flooring (2020) and Tile (2020). Harbor Ridge offers a community pool, cabana and a gorgeous pavered patio for your enjoyment! The low HOA fees cover the exterior maintenance, grounds, pool, cable, water, sewer and trash, this townhouse is simply perfect! Close proximity to Gulf Beaches, Pinellas Trail, downtown Palm Harbor/Dunedin/Tarpon Springs, retail stores, hospitals and local airports. This is a MUST SEE!
Features
- Rooms: 3
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Laundry Closet
- Year Built: 2014
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,700
- Acreage: 0.07
- Est. Taxes: $3,298
- HOA Fee: $375 Monthly
- Elem. School: Sutherland Elementary-PN
- Middle School: Tarpon Springs Middle-PN
- High School: Tarpon Springs High-PN
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
- MLS#: U8252991
- Days on Market: 102 days
- Website: https://www.raveis.com
/prop/U8252991/485harborridgedrive_palmharbor_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS REALTY- PALM H Phone: 727-772-0772
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
485 Harbor Ridge DRIVE, Palm Harbor, FL, 34683
$425,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $275 | $275 | $275 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,867 |
| Total Monthly Payment | $2,612 | $2,610 | $3,217 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388