WELCOME TO YOUR FANTASTIC HOME at 3323 Fox Ridge Dr, Winter Haven, FL in the established Fox Ridge subdivision. Your 3 bedroom, 2 bathroom, oversized 2 car garage home features 1352 heated sqft & nearly 2000 total sqft in a NO FLOOD, NO HOA & NO CDD zone! Key exterior features are freshly painted exterior (8/2024), rain gutters, private mailbox, carriage lights, lamp post, TROPICAL landscaping including ROBUST bromeliads & a MAJESTIC shade tree. Enjoy family/friend gatherings in the fenced backyard where you can design your DREAM OASIS. As you approach the house, you'll LOVE that is this a solid concrete block house inviting you in through the STURDY front door with frosted window side panel. As you step inside, you'll INSTANTLY feel the BRIGHT & CHEERY AURA with interior neutral paint & ceramic tile or LUXURY vinyl floors throughout the home (installed 10/2020) - no carpet! NATURAL SUNSHINE streams through the plentiful windows, ILLUMINATING the interior together with the light fixtures throughout the home. The OPEN CONCEPT FLOOR PLAN consists of the foyer, kitchen, dinette, dining & living rooms. This POPULAR model is conducive to arranging your furniture in a multitude of ways! The lovely kitchen features stainless steel appliances, deep double sink with newer faucet, plentiful cabinets & closet pantry. The sunken living room has high ceilings while the dining room has a PRETTY chandelier & leads through the sliding glass doors to the SCREENED & COVERED lanai. Multiple ceiling fans throughout the home will circulate COOL BREEZES, keeping energy costs down. The PHENOMENAL primary bedroom can easily accommodate king-size furniture, has a walk-in closet & en-suite bathroom. This private bathroom consists of a cabinet/vanity, laminate counter, linen closet & private area where the tub/shower combo & toilet are found. In this split bedroom plan, the remaining 2 bedrooms are found in the opposite wing of the home. The second full bathroom also has a tub/shower combo, toilet & MODERN vanity with cultured marble top. In the oversized garage, you'll find laundry hookups, workshop space, automatic garage door opener, attic access & side door entrance. While the roof is older (22 years), other major house systems have been updated such as newer garage door & AC is about 4-5 years old. There is SO MUCH TO LOVE about this house, especially the price! Close to amenities like restaurants, lakes, shopping plazas, medical facilities, schools, airport, places of worship & tourist attractions, makes this location IDEAL! MAKE THIS YOUR FUTURE HOME!
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Our Executive Mortgage Banker:
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$260,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $232 | $232 | $232 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,264 | $1,264 | $1,644 |
Total Monthly Payment | $1,571 | $1,571 | $1,951 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.