46 Crescent Circle, Rock Hill (Thompson), NY, 12775 | $574,900

Here at 46 Crescent Circle enjoy the uncompromising lake views, 150 ft of open waterfront drenched in southern exposure, a community with country club amenities, all within 90 minutes from the GWB with owner-financing available! Refreshed just 2 years ago (including a new roof), this mid-century home has been uplifted for a modern take on lake living. Elevated water views inside and out and panoramic views from the second-floor suite that must be seen to be fully appreciate. The finished basement allows for easy access to and from the lakefront and on those inevitable rainy summer days having the additional recreation space will be a wonderful asset. Lake Louise Marie is an pristine spring-fed electric-motor only lake in the foothills of the Catskill Mountains and the annual dues are $600. The community offers a clubhouse, swimming pool with lifeguard, swimming lessons, tennis courts and a full calendar of events for the whole family!

Features

  • Town: Rock Hill
  • Amenities: Lake Association
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 3 full
  • Style: Two Story
  • Year Built: 1961
  • Heating: Oil, Forced Air
  • Cooling: None
  • Basement: Finished, Walk-Out Access
  • Approx Sq. Feet: 1,532
  • Acreage: 0.22
  • Est. Taxes: $10,813
  • View: Panoramic, Lake, Water
  • Water Front: Yes
  • High School: Monticello High School
  • School District: Monticello
  • MLS#: H6322578
  • Days on Market: 104 days
  • Website: https://www.raveis.com
    /prop/H6322578/46crescentcircle_rockhill_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of J. Morreale, LTD   Phone: 845-7963707

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

46 Crescent Circle, Rock Hill (Thompson), NY, 12775

$574,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $459,920 $459,920 $459,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $901 $901 $901
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,060 $3,057 $3,879
Total Monthly Payment $4,053 $4,050 $4,872

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.