85 Ridgeway Avenue, Brookhaven (Setauket), NY, 11733 | $649,999
Welcome home to 85 Ridgeway Ave in Three Village School District! This 1850+sqft 4 bedroom, 2. 5 Bath Expanded Cape is the home that you have been waiting for. Entering into the home from the screened in porch, you will immediately fall in love with the character and charm. The main level consists of a spacious living room, formal dining room, updated kitchen with granite countertops and stainless steel appliances, den with fireplace, half bath and mudroom. Additionally there is a guest quarters which could be a possible apartment with the proper permits that has its own living room, dining area, bedroom and full bath. The upstairs has 3 additional bedrooms and a full bath. Plenty of storage available in the 2 sheds and partial basement. The fully fenced yard is an absolute piece of paradise. The large patio and in-ground pool create an absolute entertainers dream or just a peaceful backyard oasis. With taxes at $13k with the STAR credit, this home is one you will not want to miss!
Features
- Town: Brookhaven
- Rooms: 10
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Exp Cape
- Year Built: 1930
- Heating: Oil, Baseboard
- Cooling: Window Unit(s)
- Basement: Partial
- Approx Sq. Feet: 1,855
- Acreage: 0.5
- Est. Taxes: $14,146
- Lot Desc: Level
- Middle School: Paul J Gelinas Junior High School
- High School: Ward Melville Senior High School
- School District: Three Village
- Pool: In Ground
- Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer
- MLS#: 3565749
- Days on Market: 23 days
- Website: https://www.raveis.com
/prop/3565749/85ridgewayavenue_brookhaven_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
85 Ridgeway Avenue, Brookhaven (Setauket), NY, 11733
$649,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,999 | $519,999 | $519,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
| Monthly Tax Payment | $1,179 | $1,179 | $1,179 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,244 | $3,160 | $4,109 |
| Total Monthly Payment | $4,515 | $4,431 | $5,380 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535