304 West 89th Street is an intimate 36 unit co-op built by noted architect Rosario Candela in 1923. This newly appointed pin-drop quiet two-bedroom, one-bathroom offers a versatile and generous floor plan in excess of 1, 000 s/f. With high ceilings (9'7" at the highest point) and hardwood floors throughout, this home is bursting with pre-war charm.
The open planned windowed chef's kitchen comes equipped with ample custom cabinetry, an oversized Viking stove and Sub Zero refrigerator, dishwasher, granite countertops, and tile backsplash. The expansive breakfast bar is the perfect place to start the day.
The living area offers a myriad of living and dining possibilities. Both bedrooms are king-sized with room enough for additional furniture and custom closets. The marble tiled bathroom offers a deep soaking tub and rainfall showerhead, and is rounded out with subway tiles to enhance the pre-war feel.
The co-op is a pet friendly and boasts a live-in super that accepts packages, a centralized laundry room, private storage for rent and complimentary bike storage. The building allows pied a terres, gifting, co-purchasing, guarantors, and parents buying for children on a case-by-case basis. Subletting is allowed upon board approval up to two years. 304 West 89th Street is located on an idyllic tree-lined street close to West End Avenue in the center of the Riverside-West End Historic District punctuated with classic Upper West Side architecture. Located conveniently close to the 1/2/3/B/C subway lines and multiple bus services, a stone's throw from Riverside Park and less than a half-mile from Central Park, and proximate to many beloved neighborhood restaurants, bars, cafes, and shopping, this is Upper West Side living at its finest!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $772,000 | $772,000 | $772,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.125% | 6.000% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.951% | 6.108% | 5.805% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,203 | $4,629 | $6,359 |
Total Monthly Payment | $4,295 | $4,721 | $6,451 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.