Welcome to the stunning Kolter Hickory model home, a meticulously maintained gem from 2021, nestled in the Victoria Hills Golf Community. This elegant single-story residence features four spacious bedrooms and three bathrooms, complemented by a three-car garage equipped with convenient storage racks.
Upon entering, you’ll be greeted by elegant porcelain tile flooring and discover an expansive great room adorned with a tray ceiling and custom motorized window treatments. The contemporary kitchen is a chef’s dream, showcasing quartz countertops, a gas stove, and stylish pendant lighting. Positioned on a premium lot, this home offers breathtaking views of the 17th fairway.
The layout includes two secondary bedrooms at the front of the home, while the Owner’s Suite is privately situated at the rear, off the Great Room. Bedroom 4 includes an en suite bath located on the opposite rear side for added privacy.
The lanai is a highlight, featuring a retractable screen, an extended patio, a power source, and remote-controlled lighting, ideal for entertaining guests. Additional upgrades include gutters, a floor outlet in the great room, a Ring doorbell with motion sensors for all exterior doors, Ethernet internet in every room, and a drop/mud room adjacent to a separate laundry room with custom cabinetry.
Victoria Hills, located in the charming and historic college town of DeLand, offers a wealth of amenities. Enjoy access to an award-winning 18-hole golf course, a clubhouse, fitness center, pools, lighted tennis courts, a pickleball court, walking paths, a playground, and much more. With shopping, dining, and entertainment options nearby, as well as close proximity to Orlando, Daytona Beach, and New Smyrna Beach, Victoria Hills provides a perfect blend of convenience and luxury.
Embrace the lifestyle in this exceptional home! Schedule your private viewing today.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,920 | $463,920 | $463,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $428 | $428 | $428 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,165 | $3,083 | $3,912 |
Total Monthly Payment | $3,685 | $3,603 | $4,432 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.