NO DAMAGE FROM EITHER HURRICANE! LOOK AT THIS SOLID BUILT HOME, HIGH AND DRY! Welcome Home to beautiful Emerald Hills Estates! Discover this 3 bedroom, 3 bath, 2 car garage home in the heart of Clearwater. Beautiful curb appeal as you pull into the circular driveway of this expansive lot. Walk up to your welcoming front porch where you can visit with neighbors and enjoy your morning coffee. Enter into your light and bright home. Large living room flows into your formal dining room. Perfect for large family dinners or entertaining. Separate large family room for those cozy evenings. The primary suite features plenty of closet space and an en-suite bathroom with walk-in shower. Two additional large bedrooms with plenty of space and full bathroom in hallway. The well-appointed kitchen featuring granite countertops, water filter system and casual dining space for everyday meals. Oversized 2 car garage with an additional full bath, utility sink and laundry. Walk outdoors thru your screened-in back porch, perfect for a peaceful retreat as you gaze at your lushly landscaped backyard. As you walk into your private oasis, notice your storage shed to store all your gardening tools. Notice the lemon and mango trees in your fully fenced yard. Plenty of space for outdoor enjoyment or add a pool. Additional features include tile throughout, NEW Roof (2023) with upgraded insulation, HVAC (2019), New Electric Panel, NEW piping, New Septic Lines, Impact windows, front yard irrigation on well, freshly painted. This home has been meticulously maintained by same owners for over 40 years! NO HOA, No Flood Insurance Required! Not to mention location, location, location! Minutes from quaint downtown Dunedin and Honeymoon Island. Minutes from famous Clearwater Beach, shopping, hospitals and Tampa International Airport. Don't miss out on this gem. Schedule a viewing today and imagine the possibilities!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $128 | $128 | $128 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,423 |
Total Monthly Payment | $2,859 | $2,856 | $3,626 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.