Experience the epitome of the Florida lifestyle in this one of a kind home. This stunning 4 bedroom/2. 5 bath/den property, sprawling over 2, 753 square feet of refined living space, promises an unparalleled lifestyle backed by a long list of major upgrades completed in the last 3 years. Situated on a picturesque lake front lot, you will experience the privacy of an acre of land, in a community that allows boat and RV parking, with the advantages of being close to entertainment and services in the area! A gated fence is in place and ready to house all of your toys.
As you step inside, the modern farmhouse charm greets you with a woodburning fireplace and glimpse of the exceptional outdoor living space beyond the living room. The kitchen is central to the living room, dining room and massive family room with walls of windows that bring the light and lovely scenery into the space. Three bedrooms and a den are on the first floor. The fourth bedroom is upstairs and currently being used as a bonus room with a built in bar, pool table and charming outside balcony. The entire home has undergone significant upgrades in the last several years including a new roof and gutters, entire house re-plumb, new septic tank, whole house filtration system, 2 new HVAC units, hot water heater, impact garage door with automation and security feature, kitchen appliances and SO MUCH MORE. A full list of updates is available.
Outside, the allure of the Florida sun is perfectly complemented by the saltwater pool, now boasting a new heater, lights, automation system, pump, resurfacing, and tile, ensuring endless enjoyment all year round. The outdoor kitchen provides the perfect entertainment station with an expansive lanai of new pavers providing plenty of room for a large gathering. A separate cozy fire pit area will set the stage for memorable gatherings under the stars. An addiitonal shed with electrical service gives the handyman in the family room to work.
Mill Creek is a unique community with large lots and a variety of architectural designs uncommon in today's marketplace. This house does not just offer upgrades; it promises a lifestyle that is hard to find: An acre of privacy with an upgraded pool home that has no CDD, low HOA, allows boat and RV parking AND is close to shopping, restaurants, entertainment, schools and everything the area has to offer. You will love it!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $635,200 | $635,200 | $635,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $581 | $581 | $581 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,226 | $4,222 | $5,357 |
Total Monthly Payment | $4,899 | $4,895 | $6,030 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.